Cars before the beginning of the 20th Century were electric cars and not powered by Gasoline

There is no legal requirement that you obtain more than one estimate for your vehicle repairs.

A car is considered "totaled" by insurance companies if the vehicle's overall damage in 80% or greater

Most of the dings and chips in a car's exterior paint can be covered my most laquer or enamel nail polishes

You have the right to choose your repair shop. Your insurance company can not require you to go to a particular repair facility.